Acquiring through Paystrax
Card acquiring for high‑risk businesses.
Acquiring by Paystrax, a licensed European acquirer.
We check your profile against what Paystrax asks for and tell you plainly where you stand, before you spend weeks finding out.
- 01Apply in ten minutes
- 02We review it and come back to you
- 03You onboard with Paystrax
Acquiring by Paystrax
What Paystrax offers
- Visa
- AcquiringEU principal member
- Mastercard
- AcquiringEU principal member
- Apple Pay · Google Pay
- Supported
- Processing currencies
- 140+
- Settlement currencies1
- 17+ EURC, USDC
- Settlement
- Weekly T+3faster case by case
- 3-D Secure
- Full support
- Chargeback prevention
- Verifi · Ethoca
- Card payouts2
- Visa OCT · MoneySend
- Application review
- 3 business dayscomplete applications
- 1Stablecoin settlement becomes available after an initial live processing period of approximately three months.
- 2Card payouts become available after approximately three months of live processing, subject to performance and monitoring.
Provided and decided by Paystrax. Availability for each merchant depends on Paystrax's underwriting, your sector and card scheme requirements.
Sectors
The businesses everyone else sends away.
High risk is the focus. Standard-risk merchants are welcome too, and often arrive after being miscategorised elsewhere.
Prop trading
Challenge and evaluation fees, funded-account products, education packages.
Visa · Mastercard
iGaming & casino
Casino, sportsbook and gaming operators holding a recognised licence.
Visa · Mastercard
Crypto
Exchanges, on-ramps, wallets and digital asset platforms.
Visa · Mastercard
Brokers & forex
Forex, CFD and multi-asset brokers, onshore and offshore.
Visa · Mastercard
Digital goods
Vouchers, game keys, credits, templates, AI-generated content, top-ups.
Visa · Mastercard
Subscriptions
Recurring billing, memberships and continuity products.
Mastercard · Visa on evidence
Process
Five steps, and who runs each one.
Your engineers can start integrating before the paperwork closes.
- 01
Apply for pre-approval
Ten minutes. You answer the questions Paystrax asks at pre-approval, and you get our own read on your profile straight away. It is our assessment, not a Paystrax decision.
- 02
We review your profile
Our team reviews your answers and tells you where the file looks weak and what would strengthen it. When you are ready, your application goes forward for pre-approval.
- 03
Paystrax pre-assesses
Paystrax's team performs an initial assessment of your application. Paystrax publishes no timing for this step, so we do not promise one.
- 04
Commercial proposal
If you are pre-approved, Paystrax sends its commercial proposal and any conditions. This is where pricing and the requirements for your business are set out.
- 05
Onboarding with Paystrax
A Paystrax account manager takes you through the merchant application. Paystrax issues inactive merchant IDs and a test gateway, you provide your documents, and you go live once the account is activated. A complete application is reviewed within three business days.
Why us
Why go through MyPaystrax.
- A complete file, the first time
- Most pre-approvals stall because something is missing. We check your answers against what Paystrax asks before you apply.
- A straight read before you spend weeks
- Entity or paying agent, licence, history, ratios. We tell you where your profile is weak and what would improve it, before you apply.
- A direct acquirer, not a reseller chain
- Paystrax is a licensed payment institution and a principal member of Visa and Mastercard. Your merchant agreement is with Paystrax itself.
- One contact from the first call
- You have one person to deal with while your application is moving. Your Paystrax account manager joins you for onboarding.
Ten minutes now, or weeks of waiting to find out the same thing.
The application asks what Paystrax asks at pre-approval, and gives you our own read on your profile straight away. It is not an approval and not a Paystrax decision.
No account, no credit check, no obligation.