Crypto payment processing.

• Exchanges and fiat on-ramps
• Wallet top-ups and custody platforms
• Multi-currency card acceptance
• Settlement in fiat, or in approved stablecoins once the qualifying period is met

• Your licensing or registration, and the jurisdictions you serve.
• Your AML and KYC programme, and how it is evidenced.
• Your chargeback, fraud and refund ratios.
• Your processing history and the flow of funds through your platform.

Requirements differ by business model within this sector. We set out what we know applies to you before you apply, so you do not discover it in week three. Terms, including any reserve, are set by Paystrax in its commercial proposal.

1. 01

   Apply for pre-approval

   Ten minutes. You answer the questions Paystrax asks at pre-approval, and you get our own read on your profile straight away. It is our assessment, not a Paystrax decision.

2. 02

   We review your profile

   Our team reviews your answers and tells you where the file looks weak and what would strengthen it. When you are ready, your application goes forward for pre-approval.

3. 03

   Paystrax pre-assesses

   Paystrax's team performs an initial assessment of your application. Paystrax publishes no timing for this step, so we do not promise one.

4. 04

   Commercial proposal

   If you are pre-approved, Paystrax sends its commercial proposal and any conditions. This is where pricing and the requirements for your business are set out.

5. 05

   Onboarding with Paystrax

   A Paystrax account manager takes you through the merchant application. Paystrax issues inactive merchant IDs and a test gateway, you provide your documents, and you go live once the account is activated. A complete application is reviewed within three business days.